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"To provide customized financial assistance to the needy and unbanked segment of the society". 


"To be a leading financial services provider in semi-urban and rural India." 


Chetana Financial Services Limited is a part of Navachetana group of institutions. The vision of all Navachetana institutions is a society in which all people have the skills and resources necessary to be financially independent and secure. 

To cater financial need in individual segment and to strengthen Small-medium enterprises, Chetana Financial Services Limited came into existence. Chetana Financial Services Limited (CFSL) extends loans in rural/semi-urban/urban areas of Karnataka. It extend loans for Business segment- business expansion, new business start-up, working capital requirement, personal loans-consumption purpose, Marriage, education, etc. , mortgage loans-House extension, repair and vehicle loans-Two Wheeler, Four Wheeler. 


Chetana Financial Services Limited (CFSL) formerly known as Nimba Finance and Leasing Private Limited (NFLPL) is a Non-Banking Finance Company (NBFC) registered with Reserve Bank of India (Registered No-B.02.00139) incorporated in the year 1996 under the provisions of Companies Act, 1956 (CIN- U85110KA1996PTC021326).   

Chetana Financial Services Limited (CFSL) is a Non-Banking Finance -Non deposit accepting Company engaged in the business of originating SME, Mortgage, vehicle and personal loans.