Mr. Nagendra V. Mali,

Mr. Nagendra V Mali holds a degree in Science and a Diploma in Journalism from Karnataka University. His flair for serving the poor and promoting rural development caused him to become involved in these areas of work soon after his graduation, and he was ultimately inspired to form his own organization, Navachetana Foundation (NCF), in 1999. In 2005 recognized the need to incorporate microfinance in his organization's poverty alleviation work, a decision that led to the creation of NavachetanaMicrofin Services Private Limited (NMSPL), a Non-Banking Finance Company. Mr. Mali currently serves as the Managing Director of NMSPL and Chairman of Chetana Financial Services Limited. 

Mr.Manjunath K,

Mr. Manjunath K is the Managing Director of Chetana Financial Services Limited and is associated since its inception. He has a rich experience of over two decades in multiple domains mainly in financial services such as Retail Lending, Rural Financing and Cash Management. He comes with a wealth of experience in matters relating to business development, finance, marketing and Information Technology. Under his leadership, retail business has grown both organically and inorganically drastically within a few years of its establishment. Currently he is also a Executive Director for Chetana Chits Pvt. Ltd, A Member of NVSSN, A Secretary for KPS Management Committee and Advisor for Navachetana Microfinance. Prior to this, he was associated with organizations such as World Bank-aided SUJALA watershed project, Navachetana Group of Institutions – Microfinance, Foundation, cooperative society, School and College. 

Mr.Maruti F B,

He holds a Masters degree in history and post graduate diploma in computer applications (PGDCA) from Karnataka University. His career began in watershed development, in which he worked to socially mobilize people and train group members in resource management techniques. Mr.Maruti has also worked as a faculty member and resource person for VWSC members of the JalaNirmala Project in Haveri and the VFC members working on the JBIC project under Haveri's Forestry department, Haveri. Mr.Maruti has also organized and led several trainings in areas as varied as food processing training (for Ni-sme, Hyderabad), agarbatti production and fashion designing (under CAPART), and watershed development (under SUJALA World Bank project). Since 2003 Mr.Maruti has been associated with Navachetana Foundation (NCF). He has worked as a field guide, documentation officer, training officer and project officer in NCF's watershed, education and microfinance activities. He has also worked as the manager of Karnataka Public School. Presently, Mr.Maruti serves as the Director-Finance of Navachetana Microfin Services Private Limited. 

Mrs.Chandrakala N Mali,

Mrs Chandrakala Mali holds a Degree in Arts from Karnataka University, Dharwad. She has worked as a Teacher in Karnataka Public School for nearly two years and further served as a Administrative Officer in School. She has done a lot of voluntary work in the public schools. She has worked with kids by helping them learn different skills. Her interests include reading and working with kids. She has flare in working for children education. She Presently serves as the Managing Director for Chetana Chit Haveri Pvt Ltd. 

Mr. Chandrashekar S Manegar,

Mr. Chandrashekar S Manegar,Holds a Degree in Commerce from Karnataka University,Dharwad.Since 2006 Mr.Chandrashekar has been associated with Navachetana Foundation (NCF). He has worked as a ABM,BM and SM In Navachetana microfin Services Limited. After from 2011 He is working as a CEO of Navachetana Vividoddesh Souharda sahakari Niyamit.