About Us

We Are Professional


Mr. Nagendra V. Mali, Chairman

Mr. Nagendra V Mali holds a degree in Science and a Diploma in Journalism from Karnataka University. His flair for serving the poor and promoting rural development caused him to become involved in these areas of work soon after his graduation, and he was ultimately inspired to form his own organization, Navachetana Foundation (NCF), in 1999. In 2005 recognized the need to incorporate microfinance in his organization's poverty alleviation work, a decision that led to the creation of NavachetanaMicrofin Services Private Limited (NMSPL), a Non-Banking Finance Company. Mr. Mali currently serves as the Managing Director of NMSPL and Chairman of Chetana Financial Services Limited.

Mr.Manjunath K ,Managing Director

Mr Manjunath possesses a strong agriculture background as a result of his upbringing in a rural village. He received his B.A. degree from Gulberga University and soon after began his career in the advocacy department of Grama GanarajyaVedike (located in SamajaParivarthanaSamudaya, Dharwad). Then worked as Project Officer at SPS from 1999-2004, focusing on areas including JFPM, natural regeneration, empowerment of the rural poor and tribal land rights. From 2004-2006.He served as a team leader, training officer and documentation officer for the World Bank-aided SUJALA watershed project in Haveri (Kanavisiddager watershed). Then became closely involved in the development of Karnataka Public School and the cooperative society division (NVSSN) of Navachetana.He attended training held by IRMArelated to Management Development Program (MDP)at Anand, Gujarat. He is currently a member of NVSSN, a Secretary of Navachetana Foundation, and Secretary of the KPS Management Committee and act as advisor for Navachetana Microfin Services Private Limited. Currently he holds position as Managing Director in Chetana Financial Services Limited.

Mr. R P Vohra, Advisor

Mr. R P Vohra has assumed charge as VP(F) of NAVACHETANA MICROFIN SEVICES P LTD on 7th of October,2013.He is born on 25th August,1950 and hails from Amritsar(Punjab).Prior to joining the Company,Sri Vohra was DGM, Syndicate Bank having retired from its services on 31st August,2010.Sri Vohra is a Science graduate with Diploma in Computerisation in Banking Oriented COBOL Programming. He has been a professional Banker for over 39 years of varied experience. He started his Banking Career in the year 1971 as a Probationary Officer in Syndicate Bank and thereafter elevated to various ranks to the level of Dy. General Manager. He worked in various capacities in different regions of the Bank. He has worked on Deputation for 2 years as General Manager to GURGAON GRAMEENA BANK, Gurgaon and has to his credit accomplishment of formation and linkage of highest number of Women SHGs amongst Banks in the state of Haryana.He currently provide his valuable advisory to Chetana Financial Services Limited.

Mr sangamesh Nadagoudar, Head of Information Technology

Mr.Sangamesh Nadagoudar

He is specialist in getting the innovative technology solutions for the organization. He is a strong follower of Open source and Digital India Program. He has implemented both the systems that is by providing digitization services for the organization like: Use the data extract as automated data inputs in IT applications avoiding manual data entry, Store the data extract for analysis and informed decision making, Safeguard and Securing the data. He works in a consultative fashion with other department heads such as operations, Human resources, Administration and Accounting that may improve their efficiency and effectiveness through technology.

Mr.Sunil Badiger, Division Manager

Mr.Sunil Badiger is a young professional, M Com holder from Karnataka University, Dharwad. He has been associated with Navachetana VSSN Since 2012, coordinating the Day to day Field Operation. He is well versed with the Field activities in Society. Presently he has taken the responsibility of supervising the Operation of branches on a day to day basis.

Mr.Prajwal B, Head of Human Resource

He holds a B.com Kuvempu University Shankargatta. He has been associated with CHETANA FINANCIAL SEVICES LTD since 2015, as Human Resource Manager. He is a HR professional with over 2 years of experience. Presently he is holding the responsibility of Company’s Human Resource Department CFSL, Haveri

Mr.Mallikarjun N B,Head of Accounts

He holds Master Business Administration passed out in 2012. He joined Chetana Financial Services Limited in March 2017, he is a Accounts professional with over 6 years of experience in Accounts, prior to joining NMSPL as a Accounts Manager. Presently taking care of accounts and statutory of the company correspondences with banks, Monthly/Quarterly Reporting to Banks, RBI Compliance.

Mr.Samarth Shettar, Head of Operations

He holds a Bachelor of business management from Kuvempu University, Shimoga. He recently joined CHETANA FINANCIAL SEVICES LTD as Operation Head. He has 10 years of experience in investment banking business and was associated with Deutsche, UBS and Barclays Bank with different roles and responsibilities.Presently he is holding the key responsibilities of Initiate and mobilise our Front office and entire operational team for existing and new business planning and change.

Mr.Iranna S K, Division Manager

Mr.Irnna S K he holds a Bachelor Degree in Business Administration from Karnataka University, Dharwad. He has been associated with CHETANA FINANCIAL SEVICES LTD since 2014 as a Branch Manager Of Hirekerur Branch, Presently he is holding the responsibility of working as Division Manager under 7 branches in CFSL, Haveri.

Mr.Shivakumar G Hurali, Internal Auditor

Shivakumar G HURALI, joined Jan-2018 recently in Chetana Financial Services Limited as Internal Auditor. Previously he was an Associate at Navachetana Microfinance, Navachetana Souharda Sahakari, International Business Machine(IBM), Hewlett Packard (HP) and Thomson Reuters(TR), received an M.B.A from Visvesvaraya Technological University, Belgaum.

Mrs.Chaitra Patil ,Accounts Manager

Mrs.Chaitra Patil she holds a Master Degree in Business Administration from VTU University, Davangere. She has been associated with Navachetana VSSN Since 2015, managing the Accounts. She is well versed with accounting system; she is an Accounts professional with over 3 years of experience in Accounts, presently she is holding the responsibility of Company’s Accounts Department, working as Accounts Manager in CFSL, Haveri.

Mr.Kirankumar Patil, Credit Manager

Mr.Kirankumar Patil He holds a Degree in Commerce from Alagappa University, TN. He has been associated with CMC ranebennur Since 2015, managing the Accounts and Credit Section. He is well versed with accounting system like tally system, all type of software used in lending activity along with Credit Bureau Software with 9 years of experience. Presently he is holding the responsibility of Company’s Credit Department, working as Manager Credit in CFSL, Haveri.

Mrs.kavita Mali, Finance Manager

Mrs.Kavita Mali She holds a Master Degree in Business Administration (Finance and HR) from Bangalore University, Bangalore. She has been associated with Navachetana Microfin Servicers Pvt Ltd since 2016. Presently she is holding the responsibility of working as Finance Manager in CFSL, Haveri.